the short story about us

Missouri-Health-Insurance-Quotes.com is designed to help individuals and employers find the best health insurance solutions available today.  We don't just sell you health insurance, we help you understand and manage it.

Our years of experience as independent health agents have taught us a few things about individual and group health insurance.  And we want to put that experience to work by giving you choices.

"Our mission is to provide the most comprehensive access to health insurance for individuals and companies in a simple and affordable manner."

The Insurance Shop markets your health insurance to each of our health insurance partners. We make sure you have every option available for consideration. 

Ask yourself:  Is your current agent or broker doing everything they can to find you the best deal?

other health-related products and benefits

1. HRA's.

2. Dental Insurance Plans

3. Life Insurance Plans

4. Vision Insurance Plans

5. AFLAC Plans

6. 401(k) Plans

featured carrier

Mercy Health Plans (MHP) was born in 1994 by the Sisters of Mercy Health System-St. Louis.

MHP creates a seamless, integrated health care delivery system in their target communities -- Metropolitan St. Louis and Central and Southwestern Missouri.

the insurance shop's new work comp solution:

www.WorkersCompensationshop.com

our health insurance solutions

Our health insurance programs are designed with you in mind.  We strive to develop new markets and opportunities to better serve our clients.

::Individual Heath Insurance

Individual health insurance can vary significantly in coverage and price.  Most people select standard long term coverage. This type of coverage is renewable for multiple years and can provide continuous claims coverage over a long period of time. Most plans of this type cover both major medical expenses (e.g., hospitalization and surgeries) and routine medical expenses (e.g., office visits and annual exams), subject to deductibles and co-payments or co-insurance.

As Independent Brokers, our job is to find you the best carrier at the very best rates.

::Group Health Insurance

Group Health Insurance is available on a guarantee to issue basis in every state per health reform laws that were passed in 1996.  Although plans are available, pricing can vary by as much as 5x depending on your group size and State of primary operation. In Missouri the maximum load factor is 67%.

We represents over 20 different group health insurance carriers. Not all health carriers underwrite identically. As a result, we conduct business in a way that provides information for you to make a good decision. We do not low-ball quote or give you unintelligible, inaccurate data. We make recommendations based on your specific needs.

::Travel Health Insurance

Many people don't realize how expensive health care can be away from the U.S. Without proper travel health insurance, a long-planned trip or study abroad can turn into an extremely costly and frustrating experience.

Current health care plan provides little or no coverage for medical expenses outside their "network" or their home country.  We recommend only HTH Worldwide.